They were in contact when needed making the process quick. As a nationwide provider of swimming pool and home improvement loans, were able to access a wide array of financial programs. Getting a home improvement loan or swimming pool financing doesnt have to be a complicated, time-consuming process. Maximum loan amount of $75,000. Lyon Financial. Not sure how much you need? Unlike most home improvement loans, you the consumer get all the money funded directly to you, upfront. HFS Financial specialize in helping homeowners with loans to finance a new swimming pool, outdoor kitchen . We are clear and upfront about every aspect of your loan. I would definitely recommend HFS to anyone needing a home improvement loan. If you have a significant amount of equity, you could finance your pool project this way. Otherwise, people seemed happy with the experience. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Whatever your home improvement project is, inside or out, HFS Financial offers consumers access to the best personal loan options available based on our suite of custom-developed loan programs, with industry-leading loan terms and low fixed rates. Hours of outdoor fun and watching your children play. The worlds cultural corporate capitals: where best combines art and business? Lyon Financial Lyon Financial Lyon Financial. Lyons Financial is a highly respected financial institution, and as such, they have high standards for who they approve for loans. Up to 30 Year Terms Their customer support is exceptional, always going above and beyond to ensure that our client's needs are a priority., HFS provides an easy and convenient financing option for our customers. A minimum credit score of, No restrictions on what funds can be used for to complete the consumers backyard experience (above-ground, in-ground, repairs, refurbishments, pool equipment, outdoor kitchens, patio furniture, irrigation, landscaping, etc. Its not a best practice and its in the worst interest of the client. When you apply, we will do a soft credit check to view your credit profile and narrow down your options for securing a loan. In the Non-Bank Financial Service category. Here are some ways that offering financing can help your business grow. The teams are VERY proactive throughout the entire process to ensure we were on track with our project. While youll only pay back what you borrow, the interest on HELOCs are usually adjustable rates rather than fixed rates. By providing financing to potential customers, you can easily help them make their home improvement dreams a reality. Swimming Pool Financing: What to Know and Best Pool Loans Our program is designed to meet the unique needs of military personnel and their families. And, Do you think adding a custom pole barn to your homes property would be a great asset? HFS was super response to our initial request. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. ", HFS has great customer service and rates. For more information visit HFS Financial. They provide great customer service to our clients, they close the loans quickly, and the level of communication with us is outstanding. Very courteous customer service. Loans 100% Up-Front Subject to credit approval. Mahabaleshwar: A Hill Station for all Seasons, Lyon And Healy: A History Of The Popular Banjo Manufacturer, The Pope: A Controversial Figure With A Long History. And when that swimming pool is in your backyard, its even better. For over 39 years, Lyon Financial has provided individuals and families with the financial sources to enjoy the comfort and flexibility of having their own backyard vacation . Lyon Financial is a leading provider of military loans and financing options. Personal Home Improvement Loans. They are both similar in that they offer competitive rates and terms, and they both have a wide variety of repayment options. Financing A Hot Tub, Swim Spa Or Pool - National Pools & Spas We are a registered 501(c)3 non-profit that is funded by user donations. This is a good option if you think you wouldnt get much regular use of having your own pool. It only takes 60 seconds, and your credit will NOT be pulled. They have a loan that requires no collateral. Customer Reviews for HFS Financial Services, LLC - Better Business Bureau However, if you have good credit and meet all of the requirements, you should have no problem getting approved. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. Here's a summary of how we make pools and spas and pergolas happen! Being able to provide customers with informational material provided by HFS as well as a direct link from our website to complete applications helps set our company apart. Advertised terms are subject to change without notice. Tired of the approval process and waiting on the bank to release a trickle of funds while you front all of the money for your customers projects? For one, Lyon Financial offers a wider range of loan products than HFS Financial. Explain the benefit of having no surprises when it comes time to pay off the loan. HFS Financial does not endorse,warrant,or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Getting quotes from multiple lenders will help you select the best deal for your pool construction project. ", HFS is a great company to work with. The company has also been accredited by the National Association of Consumer Credit Counselors. If you want to add a pool to your property, but dont have the cash upfront, you have several options. Find out how we combat fake reviews. Swimming pool loans is what we do. HFS is our top choice for financing. Not all will qualify. Amazing service end to end! Richard and Joe were fantastic. So easy to work with and great communication. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life. Lyon Financial - A Trusted Financial Services Company Simply put, you provide the financing service through your partnership with HFS Financial, and we connect your customers with the right loan for their needs. Conditions and limitations apply. I was looking at HFS too for an unsecured loan. That means your monthly payments can increase during your repayment period. Adam made sure that all information was expedited and processed all paperwork expeditiously. Swimming Pool Financing from Lyon Financial | Lyon Financial It would have been better if they had waited a week before the event. HFS Financial - Swimming Pool Loans - Home Improvement Loans Contact: Larry Collins 1-800-254-9560 Ext 3 or Apply At: Program is offered to consumers with excellent credit. No stage funding means your customers get the full amount of the loan when its approved which makes it easier for them to pay subcontractors, suppliers, staff and YOU. Not all will qualify. Ive personally worked with dozens of different lenders, Ari has hands down been the best to work with!, We absolutely love partnering with HFS. I will definitely be using them for any future projects and will be referring them to friends. Here are just a few things you can expect. Couldnt recommend the two of them any more! We used to use Lyon Financial, but HFS is far easier to deal with and we love that we are in control of our payment schedule. This is another area where the focus on customer service makes all the difference at Lyon Financial. Every day, over 90,000 businesses use Birdeye to get more reviews and manage all customer feedback. We had a great experience with HFS Financial, Adam and Jennifer made the process fast and easy. And if you dont have tens of thousands of dollars upfront to spend on a pool construction project, theres always pool financing. Adam Sidle was very nice and answered every question fast. And when three out of four of your potential customers are searching for financing, you want to be the solution they are looking for. You dont have to worry about whether or not a customer will be eligible or if the bank will approve their loan. No Stage Funding, Loans Fund 100% Up-Front, Accessory Dwelling Unit (ADU Loans) and Granny Flat Loans. Get your customers funded in as little as 48 business hours. Ask the Pool Guy All rights reserved. Those with a good credit score and little or no money are ideal candidates for quick start loans. 850 FICO required, Unsecured Loan Auto Pool Cover--looking for opinions/options, With over 300,000 members, TFP is the largest and most influential pool & spa website on the Internet. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. That said, it is not impossible to get approved for a loan from Lyons Financial, but it may be more difficult than going through a less reputable lender. Because of their high interest rates, credit cards are usually not recommended as options for financing a new swimming pool. Lyon Financial uses the Citizens Bank, which is located in Boston, Massachusetts. If youve built up a ton of equity in your home and want to spread your debt payments over a lot of time, you might lean toward a home equity loan or HELOC. Advertised rates and terms are subject to change without notice. Private, unsecured loans typically need to be repaid sooner, however some have loan terms of 20 years or more. Advertised rates and terms are subject to change without notice. Loans up to $500,000 Contact our team members for more information on how we can help you turn today's dreams into tomorrow's memories. Lyon Financial APR (interest rates) As low as 2.99% Maximum loan amount $200,000 Loan terms Up to 25 years HFS Financial Best for Large Pool Loans 4 out of 5 Overall Key Features Provides loans up to $500,000 Most loans are funded within 48 hours No prepayment penalties Get Details When a company has such a focused vision, it is easy to cut through the clutter to get the job done. We use cookies to optimize our website and our service. Figure out how much disposable income you have to work with by comparing your monthly earnings to how much you typically spend each month. Flexible payment options and low fixed rates can support an array of home improvement projects, and customers can choose the best option for them. For Contractors. Please click on the links below to fill out a pool . Financing with HFS Financial | Tim White Home Remodeling Thats how much PoolCorp has helped finance in less than 10 months with our LightStream Unsecured Consumer Financing Program. With your handy web widget from HFS Financial, youll be the one-stop shop for your customers. By offering financing through HFS, you speed up the process and put the power in your customers hands to find out their loan terms quickly. The loan team member will review the terms and conditions with you, ensuring you are paired with the program that best suits your needs and qualifications. To pay for a pool using a personal loan, you will usually need a credit score of at least 600. I will definitely keep using them in the future. Subject to credit approval. So I will pay forward a good deed and save you the 1500.00 broker and tell you we used United States senate federal credit union. Replies to negative reviews in < 24 hours. We are going to use Randolph Brooks Federal Credit Union. BBB is here to help. Expect to provide information about your income and other existing debt. Plus, they will enjoy competitive interest rates and fixed payments that fit within their budget. Make sure they know that with HFS Financial theres no need to worry about checking on financing. Cant believe how fast was to get approved and the loan amount is already on our bank account in less that 2 weeks since the day we applied. And unlike typical lenders, there are no automated decisions or artificial intelligence involved. They provide a simple application process and efficient funding to keep our clients moving toward their dream backyard., Ari and team have a been a pleasure to work with. Lyon Financial is a financing consultant that has been in business since 1979 and works with a network of lenders to provide loans for pool and home improvement projects. Some affiliates of Lyon Financial may offer a rate discount via AutoPay. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Customers love having options when it comes to how they pay for products or services and HFS Financial makes it easy for your business to become a frontrunner in your area. Does anyone have any recommendations on pool loan companies with competitive interest rates? Heres what a few top lenders are currently offering. Well definitely recommend them to our friends and will do business with them in the future! "We love working with HFS. Adam Sidle and Krystie McMahon were an awesome team and great from start to finish. HFS Financial is not a lender. Your approval is good for 119 days, during which time the pool must be completed. Its your money and we believe you should be in control. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. Financing through HFS Financial provides customers with the flexibility to make changes or additions with their contractor during their project. However, with HFS Financial, that worry is gone as soon as they visit your website or meet with you in person. Home equity loans are essentially when you tap into the equity you have in your home and take out a second mortgage. While we are located in Maryland, we do conduct business in all 50 states. Was searching for a good company to finance a pool project. Follow-up was direct and complete. Explore The Best Of Both Worlds A 25-Mile Journey To Stockbridge Michigan. This business is in an industry that may require professional licensing, bonding or registration. Customers can get approved funds fast, so they can start their project on time. When I financed my own personal pool, I turned to HFS as well and found all my clients statements to be true for sure. The process is so simple and straightforward. We specialize in swimming pool loans and home improvement loans. Here are a few key features of the LightStream program: Apply at www.SwimmingPool.com/LightStream, Your email address will not be published. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. The company is a member of the Better Business Bureau and has an A+ rating with the organization. Call 877-754-5966 today! 4.99% APR for a 15-Year Swimming Pool Loan*, Available on approved credit, 850 FICO required, Unsecured Loan Unsecured Swimming Pool Loans - Nationwide Pool Financing - Lyon Financial Once the process is started, it is a very quick turn around and the customer has the money directly in their account ready for the pool build to begin.. Our aversion to this approach is just one of the things we do to act in the consumers best interest. Dear Penny: How Do I Move Past My Husbands $150K Gambling Losses? APR, terms, and loan amounts may differ based on loan purpose and credit profile. We eliminate the usual lengthy & stressful loan process to quickly and conveniently bring your backyard dreams to life. If youve got excellent credit and would qualify for a low-interest personal loan (unsecured loan), that might be the better option. The final step to get your pool project financed is to complete any additional paperwork and sign off on the dotted line. Subject to credit approval. There may be different income requirements for different lenders. We have over 75 years of hands on pool loan experience so you have come to the right place. Lazy afternoons, endless evenings, and the freedom to relax with friends and family. HFS Financial is a financing company that partners with third-party lenders to provide homeowners with the money to construct pools on their property. Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. Train your sales team to discuss financing with every single client. But most of all, it means making memories that will last a lifetime. A cash-out refinance might make sense if youre able to get a lower interest rate than your current mortgage. Lyon Financial | Better Business Bureau Profile When they get funded through HFS Financial, each customer is essentially a cash buyer. For Customers. We are proud to offer our unique financing program to those who have served or are currently serving our country. It is our recommendation that you use a single credit bureau in order to obtain an accurate picture of your credit status. Only after checking their rates and starting the discussion with HFS Financial will they apply for the right loan for their needs. By discussing financing with every client, your sales grow while your clients get the features theyre dreaming about! Pool financing is when you borrow money from a financial institution or lender to cover the costs of building a pool. Swimming pool cooling can help you escape Georgia heat, exercise, spend time with the family, and even increase the value of your home. It is being practiced by thousands of pool owners just like you. Taking on debt for a new pool doesnt have to be your only option. Amounts from $50,000 to $200,000 Plus, as an HFS Contractor, that process starts from your website, which is convenient and puts your client at ease. Customers can feel secure in knowing they will have exceptional customer care, get approved quickly, and have no unexpected surprises down the road. Lyons only pulls your credit once. Pools by John Clarkson | Northeast Florida Swimming Pool Builder Salt Generating System Pentair intelliChlor, Tru-Tile by Latham Industries in Vinyl and Hybrid Pools, Weekly Cleaning Weekly Service Weekly Cleaning Service, AMS Financial Swimming Pool Loan Solutions. The builder is paid in stages, according to the progress of the project. Our Contractor Resource Center has your widget ready for download. You could bring your friends together over the summer by hosting pool parties. We love the difference we can make for your family by providing something that puts years of memories within reach.