Check your local program for details . ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. Governor Juliana Stratton. Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. HAF Plans | U.S. Department of the Treasury ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) 'nff`] 7; H3"@ $ The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . 259 0 obj <>stream All Rights Reserved. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. endstream endobj 222 0 obj <. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. Please beware of scams. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. However, under some circumstances, individual programs may require the money to be repaid. JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. Homeowners with household incomes less than 150% of the Area Median Income. The program is administered by the Illinois Housing Development Authority (IHDA). call (855) 631-0811. 2022 Illinois Housing Development Authority. Gov. The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. <> The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Toll Free. Remember, help is free. HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). To find out if youre eligible and get prepared visit IllinoisHousingHelp.org. To be eligible, homeowners must be at-or-below 80 percent of the Area Median . You are encouraged to apply as soon as possible. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Up to 3 months of prospective payments, if necessary. How can I get help filling out my application? Copyright 2022 KWQC. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Something went wrong while submitting the form. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past . The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. The fund, which totals $309 million, is designed to help struggling. Contact HODC at847-564-2900to make an appointment. PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. IL homeowners impacted by COVID-19 can apply for financial help Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. You will be able to navigate to a page for your areas specific program where you may be able to apply immediately or sign up to receive alerts about when your program will be available. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. Loans are termed for 20 years. All Rights Reserved. In total, approximately $10 billion will be disbursed to programs across the country. Some locations expect to receive more applications than can be funded by their program. 221 0 obj <> endobj If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Get Homeowner Assistance Fund help - Consumer Financial Protection Bureau Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. Contact a Housing Stability Service Provider NearYou. Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. Illinois homeowners could receive up to $30K in mortgage relief Need help getting caught up on your mortgage payments? Grants must be repaid if the property is sold in less than 3 years. Para obtener ms informacin, visite IllinoisHousingHelp.org. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. PDF Pritzker Administration Announces $309 Million Assistance - Illinois Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. What is the Homeowner Assistance Fund (HAF)? Many programs began accepting applications in early 2022. Necesita ayuda para ponerse al da con los pagos de su hipoteca? ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. If the foreclosure process has already started, can I still apply for HAF? Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Please continue to check back for updates and information about future programs or resources that may become available. Provider agencies can also help you find assistance with utility bills, free legal aid, and additional services.Apply for rental assistance and explore additional support by contacting a service provider near you.. Simply click to download. Homeowners with household incomes less than 150% of the Area's Median Income. Available in English and Spanish. 4 0 obj Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. Highs in the low 60s. All rights reserved. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer % Lawmakers announced the relief program for homeowners affected by the pandemic in February. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. 1 0 obj The Illinois Homeowner Assistance Fund Program provides. Many states cover a wide variety of homes, including: Check with your local program for details. Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. Loan interest rate is fixed at 1%. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. For example, repayment may be requested if you sell your home before a specified date. endobj They are compatible with all social media platforms. Choose from the following social media posts to share on your platforms. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to Assistance will be paid directly to the mortgagors loan servicer, taxing body, or other approved entity on behalf of the homeowner. All Rights Reserved. If applicants can repay part, but not all of the costs . A list of other requirements is available here. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. Scammers often target vulnerable homeowners who are in need of assistance or trying to stay in their homes. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. Illinois Emergency Homeowner Assistance Fund - HODC Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. For more program information, you may visit illinoishousinghelp.org. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. Illinois mortgage assistance 2022: State reopens program for COVID Choose from the following social post graphics and sample captions to share with your followers! Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). Click here to find the income limits for your county. Application information can be found on the IDHS website, here. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN Already applied for ILHAF funds? The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Eviction Help Illinois provides renters with free eviction prevention assistance. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. All Rights Reserved. If you have any questions, please contact the ILHAF call center at (866) 454-3571. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. Depending on your area, some programs may not have enough money to help every applicant. PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. All services related to the HAF program are free of charge. $387M in Mortgage Relief Available to Illinois Homeowners Oops! If you need immediate assistance with housing expenses, please contact a. 2. 2023 HODC. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . Available in English and Spanish. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. 2nd application period open for Illinois Homeowner Assistance Fund Wecan help you find out if you qualify for emergency assistance funds. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Est en riesgo de perder su casa? stream This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. PDF Pritzker Administration Announces up to $30,000 in Mortgage Relief per Illinois Homeowner Assistance Fund Applications Begins April 11th The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Some state HAF programs may require a servicer to pause foreclosure activity. Please tag us when you do, using the handles below. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. How will I receive the aid if I am approved? The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. 3 0 obj Those interested can apply through the end of January 2023. 0 The ILHAF team is currently reviewing and processing applications for assistance. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. endobj Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. 2022 Illinois Housing Development Authority. Illinois Emergency Homeowner Assistance Fund Is Not Accepting You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream Illinois residents can apply for up to $30,000 in housing assistance Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Grants have a lifetime limit of $10,000. Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it.