$4 discount on all other available styles, 20% discount on safety deposit box rental, $1,000.00 minimum balance required to avoid a monthly service charge. 2IMPORTANT DETAILS ON OVERDRAFT COVERAGE: When we pay a transaction that overdraws your account, we will charge you an Overdraft Fee of $35 per item paid. . Citizens National Bank's one-year CD earns at a rate of 0.70%, while its highest-yielding money market account earns at an APY of 0.10%. Example: 301 E. Main Street Kilgore TX 75662. For lobby hours, drive-up hours and online banking services please visit the official website of . California's Department of Financial Protection and Innovation (DFPI) said it had taken over San Francisco-based First Republic and appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. The significant efforts of our team toward strengthening our institution have resulted in the OCC recently lifting the Formal Agreement. Online Bill Pay and Transfer: At your convenience, pay bills and make transfers online from your home, office or wherever you connect. Loan Options - Citizens National Bank Important Disclosures Regarding Deposit Insurance on Non-Interest-Bearing Transaction Accounts. www.cnboftexas.com, Login to My Account | Rates and APYs accurate as of March 23, 2023. One-Time Checkup with a Financial Advisor. Unfortunately, we are currently unable to find savings account that fit your criteria. Citizens Peace of Mind is available on personal checking accounts and does not apply to Overdraft Line of Credit Transfer Fees. Personal guidance on your account. Your account is protected by 24/7 monitoring and fraud alerts with, Depending on your preference, you can apply for a Citizens checking account online, over the phone, or at any, Paycheck Protection Program Loan Forgiveness. Now with Citizens Paid Early My e-Statements | Click Here for a downloadable business account application. Click Here for a downloadable personal account application. Reap the rewards as your business grows by earning $5 for each $5,000 in collected balances up to $15,000. Contact Us | You will need to provide the following: Click here for more information on direct deposit. Have More Questions? Citizens Financial Group, Inc. All rights reserved. No automated bots, no call centers. 2 in foreign locations. Citizens National Bank of Crosbyton Head Office Branch Citizens National Bank has 11 physical branches across the U.S. Save more with these rates that beat the National Average. Citizens National Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. Freeze Your Card With the New CNB App. Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support . A total of 1 votes cast and no one has reviewed the branch yet. Businesses, big and small, are the lifeblood of our communities. Piper Sandler Companies acted as financial advisor to Texas Citizens, and Bracewell LLP acted as legal advisor to Texas Citizens. We will limit to 5 the number of Overdraft Fees charged on any one business day, up to a total of $175. Helping make your business financially successful. Learn More Contact Us Email or call a Citizens Bank representative today! 4Non-Citizens ATM owners may charge a fee. Get in touch with our friendly loan professionals and find a loan that's right for you. Whatever your goals are, we can help you find ways to live in the moment and still save for tomorrow. Mortgage - CNB - Citizens National Bank You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading. Mistakes happen we know; were people too! Allowing you to manage your accounts on the go. Citizens is a brand name of Citizens Bank, N.A. Choose your banking center: Call today: 903-984-8671 For your convenience Mobile Banking Manage your finances anywhere you go. The merger agreement contains customary representations, warranties and covenants by Texas Citizens and Business First and is subject to customary closing conditions, including approval by Texas Citizens shareholders and the receipt of customary regulatory approvals. Citizens Bank Locations The FDICestimatedthe cost to the Deposit Insurance Fund at about $13 billion; by comparison, SVB's failure resulted in a $20 billion hit. checking or savings account required to use Zelle. Every business, including yours, deserves a financial partner who understands its business checking needs. Compare Our Personal Checking Accounts | Citizens National Bank | Texas | Round Rock, Cedar Park, Pflugerville, Taylor Compare Our Accounts Best For Account Features Monthly Account Maintenance Fee Free Online & Mobile Banking Access Free Debit Card Minimum Opening Deposit Simplified Checking Regular Checking Open Account Learn More This is not an offer to buy or sell any security or interest. Without the deal, the FDIC would have needed to assume all of First Republic's debt. Login to My Account | No checks? We understand that it can be hard to know where to start when it comes to your finances. View our Holiday Schedule. Have peace of mind that your irreplaceable items are safe and sound. Market data provided by ICE Data Services. Citizens National Bank Brownwood, Texas Citizens National Bank: Ph: (325) 643-3545 eMail: Checking We offer a variety of Personal Checking and Business Checking Accounts to meet your needs LEARN MORE Savings We offer a variety of interest bearing Savings Accounts to meet your needs. Your checking account number. Citizens Peace of Mind gives you additional time to fund your account and reverse overdraft fees. The fund is mostly financed through fees paid by the nation's banks. Baton Rouge, La. Citizens National Bank of Texas - Since 1868 Business Online Banking Mobile Banking Locations About Us Apple Pay Now Available! About Us | Citizens Bank, National Association - banks.data.fdic.gov Other relevant risk factors may be detailed from time to time in Business Firsts press releases and filings with the Securities and Exchange Commission (SEC). For more extensive options, visit CNBs Cash Management Services. Cedar Park Map. Following the completion of the transaction, former Texas Citizens shareholders will own approximately 9.7 percent of the combined company. Compare Our Personal Checking Accounts | Citizens National Bank | Texas Troubled First Republic Bank seized and sold to JPMorgan Chase Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $1.00. We have experienced success diversifying our geographic exposure over the past few years. 1If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early. b1BANK was awarded #1 Best-In-State Bank, Louisiana, by Forbes and Statista, and is a three-time recipient of Baton Rouge Business Reports Best Places to Work in Baton Rouge. Visit b1BANK.com for more information. Safe Deposit Boxes - Citizens National Bank 10Citizens Zero Liability policy covers U.S.-issued cards only. Home Mortgage Rates | Today's Mortgage Rates | Citizens Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. Live Personal Bankers The Annual Percentage Rate (APR) for an Overdraft Line of Credit is 21% on all outstanding loan balances. This partnership with Texas Citizens Bank, by moving us a little farther down I-10 into the Houston market, is an opportunity for us to accelerate our transition into a regional institution, said Jude Melville, president and CEO of Business First. Credit Cards | Citizens National Bank | Texas | Round Rock, Cedar Park There are no guarantees that working with an adviser will yield positive returns. Were open for business online 24/7. Takeover talks continued all weekend in the hope a deal could be struck before U.S. stock markets opened Monday. There is no transfer fee on any day in which all transfer are $5 or less- $5 Overdraft Pass. Citizens National Bank is committed to the safety of our customers, employees, and communities. If your account is overdrawn, you have up until 10:00 PM ET the following business day (e.g., if your account is overdrawn at the end of the day Monday, you have until 10:00 PM ET Tuesday) to deposit enough funds to cover all of the overdraft items (minus the fees), and any additional transactions that post to the account that day. "First Republic customers can bank as usual and feel confident that their deposits are backed by the strength and security of JPMorgan Chase," Jeremy Barnum, JPMorgan's chief financial officer, said during a news conference Monday. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support representatives. Fax your completed application to the Card Service Center at 877-809-9162. CNB of Texas business bankers' first responsibility is to listen to your needs. **Paper items over the accounts free limit are $0.25 each. Locations, Customer Privacy Policy To remain on this site, click 'cancel' below. Please note that we are continuing to take extra precautions to protect the health of our customers and employees. Hollywood writers going on strike over fair pay in streaming era, Fish contaminated with "forever chemicals" found in nearly every state, Missing teens may be among 7 bodies found in Oklahoma, authorities say, Gordon Lightfoot, "Wreck of the Edmund Fitzgerald" singer, dies at 84, CBS News Poll: How GOP primary race could be Trump v. Trump fatigue, At least 6 dead after dust storm causes massive pile-up on Illinois highway, Oklahoma governor signs gender-affirming care ban for kids, U.S. tracking high-altitude balloon first spotted off Hawaii, Bob Lee died from three stab wounds, medical examiner says, First Republic Bank assets sold to JP Morgan Chase, Jill Schlesinger discusses fate of First Republic Bank and lessons from Silicon Valley Bank. Balance Fee, Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $0.15 per item. You can manage all of your banking from anywhere you have internet access. b1BANK was awarded #1 Best-In-State Bank, Louisiana, by Forbes and Statista, and is a three-time recipient of, Commercial Construction and Real Estate Lending, First Class Mortgages, Credit, and Lending, Community Development & Economic Sustainability. Regulators wanted a private company to take over First Republic to avoid the FDIC taking on too much debt, and that requirement "may have precluded other regional bank bidders from making the math work as well as it does for JPM," Ken Usdin, equity analyst for Jeffries, said in a note Monday. Knowing how much money is available in your account is critical to avoiding overdraft situations. REPORT Lost or Stolen Cards. Rates and rewards are variable and may change after account is opened. Free standard single checks, just pay $8 shipping. *A $5 non-usage monthly fee may apply if bill pay is not used after 3 months. Services for small and large businesses and everything in between. A voided check. Check out our account offerings below. 2023 CBS Interactive Inc. All Rights Reserved. Citizens National Bank's safe deposit boxes relieve you from ever worrying about misplacing your valuables. Control Additional Information and Where to Find It. Home Personal Banking Loan Options Loan Options Life's larger expenses happen. As with its San Francisco neighbor Silicon Valley Bank, First Republic had many affluent account holders with deposits exceeding the $250,000 limit guaranteed by the FDIC. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). Both of our companies are focused on serving similar clienteles in similar ways, in particular small businesses, and we anticipate a relatively seamless integration of operational systems and, more importantly, cultural approaches. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 For example, some deposits types such as checks drawn on a bank other than Citizens, even if made by 10:00 PM ET the next business day, are not available to cover transactions that day. Business Lending | Citizens National Bank of Texas Copies of the Proxy Statement-Prospectus can also be obtained, when it becomes available, free of charge, by directing a request to Business First Bancshares, Inc., 500 Laurel Street, Suite 101, Baton Rouge, LA 70801, Attention: Corporate Secretary, Telephone: 225-248-7600 or to Texas Citizens Bancorp, Inc., 4949 Fairmont Parkway, Pasadena, TX 77505, Attention: Chairman and Chief Executive Officer, Telephone: 713.948.5727. Business First, Texas Citizens and certain of their directors, executive officers and employees may be deemed to be participants in the solicitation of proxies from the shareholders of Texas Citizens in connection with the Proposed Transaction. Congress needs to make major reforms to fix a broken banking system. Brownwood, Texas 76804, 401 W Commerce St,. Website Privacy Policy | As we do not see these transactions until they are presented for payments, only you know what transactions may post to your account and how much you need to deposit. The negative collected balance rate is Prime plus 4. My e-Statements | With mobile and web apps, Citizens National Bank makes mobile banking convenient, even on the go. JPMorgan will make a "modest" one-time $2.6 billion gain by acquiring First Republic but will also spend another $2 billion restructuring the regional bank, he added. Come by and meet our friendly staff and discuss your banking needs. Citizens National Bank does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. Citizens National Bank ranks as a small bank with assets totaling $402 million and deposits totaling $357 million. Our goal is to provide the highest level of service at competitive rates. When determining the amount you need to deposit to take advantage of Citizens Peace of Mind, you can check your balance in the Citizens mobile app or Online Banking and then consider transactions that may post to your account that day - such as checks or other debits. Site Security | "The failure of First Republic Bank shows how deregulation has made the too big to fail problem even worse," Senator Elizabeth Warren tweeted on Monday.